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Archive for June, 2011

the light is getting brighter

June 26th, 2011 at 12:42 pm

Sometimes it's not what you know, but also who you know.

DH has a new job - one that is a M-F position, pays more, has a car allowance and gas compensation program. No more heavy lifting, no more 13 hour days, no more working weekends. We are both so happy. I want to put an exclamation point after that, but my shift keys won't work....

My initial estimate says we'll be able to start saving about 750 a month, give or take. I'm thrilled about that, because life is constantly getting in the way of our savings efforts. Our first goal is to fix our garage which is falling in. That will cost just over 1,000; we have a trustworthy friend doing the work. This will include a dumpster, wood and paying him for labor. We will have that completed before the end of the summer. Next savings project will be for our new roof. I'm estimating 10k, so we'll start saving that much before we get quotes.

I am so happy to know that we can actually start tackling the projects that need to be done, rather than just dream about them in the future. This is a whole new chapter in our lives open. We are truly blessed.

Can someone explain to me....

June 5th, 2011 at 09:20 pm

What is involved in the $20 challenge? I see so many bloggers here reference it, and I have no clue what it takes to participate!

Can someone shed the light on this for me? Smile

Where has the time gone?

June 5th, 2011 at 09:13 pm

I haven't posted in AGES! I've been busy, which is good. Here is a typical week in a nutshell:

M - F I have my full time job from 8 to 4.

Monday nights I work on my part-time sales gig. Tuesday nights I teach sewing to a 9 year old. Wednesday I baby sit (well, we hang out and have fun) a different 9 year old. Thursday night is me and hubby time (either bowling, date night or something for just he and I). Friday night, Saturday and Sunday all vary from week to week. Could be working, could be playing, more than likely I'm getting some housework done.

I spent this past weekend weeding, mulching and sprucing up the yard. I was working last weekend (Memorial weekend) and it was so darn hot. The temperature this weekend is such nicer. I'm glad I didn't overwork myself last week like every other weekend warrior out there!

Had to buy a car sooner than we had anticipated. We ended up buying new. I have a 2011 Kia Soul - the warranty, price and mpg sold us on it. Once I test drove it, I was definitely sold. We were able to knock the price down $3,000 - so we only paid $15,000 for it. Knowing our credit still isn't stellar from the bankruptcy, I was able to take a loan out from my 401K at work. 4.25% interest, and the money comes right out of my check. I know I'm not retiring in the foreseable future, so we felt comfortable doing it that way. All in all, we felt confident we did the right thing considering our situation.

I'm considering a yard sale 2 weekends from now. Our garage is not structurally sound - and we have a whole lot of junk in it. DH wants to get a dumpster and throw it all out before it crashes in, but I'm going to see if we can sell some of it. He doesn't think that a yard sale is worthwhile. Then again, he doesn't like to spend his day outside either. I don't mind it. I'll do some yard work and/or visit with the customers.

Our furnace has been uncooperative with us and I have someone coming to look at it tomorrow morning. We heat our water and heat through it - and for some reason the heat just keeps coming on! The temporary fix has been to flip the emergency switch on and off when we need hot water for a shower or to do the dishes, but that's worn thin and we think we should be able to fix it. And if not, we'll at least know what the cost will be and will get it fixed when we can afford it.

DH has been looking at other employment opportunities. The job he has now is really tough on his body. He aches from head to toe every day. I dream of winning the lottery so he doesn't have to work at all anymore, but no such luck. I'm too cheap to buy a ticket!

I hope to write again sooner rather than later. I don't like that I don't check in very often!