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Archive for April, 2010

What a difference a day makes

April 26th, 2010 at 10:48 pm

I got a bonus from work! Some things do happen at just the right time. Sizeable amount; it will be in my next paycheck.

I track everything in Quicken. One feature is to look ahead at your balance after scheduled deposits and withdrawals have been made...and we're going to have actual savings in our account and it will keep growing! I kept thinking I screwed something up, but I didn't. We can survive on my income! Of course, any big emergency is still going to be a problem, but it's exciting to officially know we're going to be okay. I'm an optimist, so I always say we will be fine. It's so reassuring to know that I wasn't wrong!

After my visual confirmation, I called my DH into the room and showed him. He said "what? How can that be?" and we both looked to see if there was an error. Nope! He said "boy, that makes me feel better about everything" and from that point on you could see the change in his demeanor. He's felt AWFUL about not working. I hope now he will feel less stressed. I know I do!

We had a great supper - lasagna and garlic bread. I'm going to make some cookies tonight and go to bed early. I know I'll sleep good!

The IRS ate my refund

April 25th, 2010 at 01:21 pm

A comment from Jerry prompted me to get back to my blog (thanks, Jerry!).

And yes Jerry - you were right. We were under the impression that the IRS couldn't take our refund because our bankruptcy hadn't discharged...but state laws apparently allow all refunds to be applied to taxes that are owed. Well, it's good because now that means we owe less, but to be honest, the cash in the bank would have been handy right now!

DH has been having severe back issues. I think it's not helped by the inactivity. He'd normally be out golfing and moving around more, but he's concerned about going anywhere because he's afraid of spending money. I keep telling him that we'll be okay, but he just is in a funk. He had gone on another job interview and thought he had it, but never heard back from them.

I had great sales the last few weeks in my side business. It didn't bring in huge bucks for us, but it helps.

It was nice out yesterday and I worked on preparing the soil in my garden...my arms are sore! I turned it and raked by hand; we don't have a tiller. I thought about how nice it would be to have one...and then thought about the calories I was burning. The may flies were making themselves known. Anyone know any good way to keep them away?

We cooked burgers on the grill for dinner. Yummy! I ended up waking up early this morning, and have some other projects already going.

Taxes filed!

April 6th, 2010 at 11:20 pm

I finished and filed our taxes tonight. We're getting a refund from both federal and state. I called the IRS last week because they stopped taking out the payments in February (we're on an installment plan due to owing on our 2008 taxes). They said once someone files for bankruptcy, they can no longer take the payments until it is discharged - often in 6 or so months. We can send voluntary payments...but to be honest, with DH stll not having luck on the job search, the $280 a month will come in handy. I'm also thinking that the refund we're getting from the federal taxes won't be touched...but I'm unsure about the state. We'll see how it goes!

I've been busy with all kinds of work, myself. I told DH that with my part-time job, on top of a really good raise at my full time job (yeah me!) he could work just part-time himself and that will give him opportunity to look for full time work and still pull in some cash. We're almost at the point where we're not going to be in the hole every month. We've been lucky so far with a few windfalls we've received, but the reality is those are going to be few and far between!

I've updated my sidebar...seeing it still had February numbers on it!