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My happy dance...

January 10th, 2011 at 02:22 pm

I was reading Laura's post about her friend doing a happy dance because their car was paid off (she thought they had a 6 year loan and apparently it was 5 years). I commented that I couldn't live being unaware of where my money goes.

I'll be honest though, my DH is ignorant of the finances. He's not a spender, and all he really cares is that the bills get paid...I just need to let him know how much he needs to make. I update him every so often when I want to see him have a coniption fit. LOL He saw our HEL balance and thought it was our mortgage last month. I told him we had about another $100K+ above that to pay. "Oh my God! We'll never pay it off!" He was in a panic and nearly a sweat. I told him that's why we leave it up to me to handle, and he shouldn't worry. The principal isn't due to be paid on for a few years and I've already made a dent in that. Sheesh!

On the bright side, he did tell me he got a $.50 an hour raise. I was proud of him. He said "hey, it's something." In the end it will help us meet our goals. I am not going to say that the raise will be put in the savings or anything like that at this point - it'll be sadly eaten up by the rising cost of gas, our potential monthly deficit and general lving. I'd like to be able to say down the road we'll be able to bank our refunds, bonuses and raises, but that may be a while down the road. It's okay, we'll get there.

4 Responses to “My happy dance...”

  1. HouseHopeful Says:

    Yay! Dancing with ya!

  2. mjrube94 Says:

    Funny, I try to avoid having DH go to the MAC machine for the same reason. I pay alot of the bills in the first half of the month, but we don't get paid until the 15th. So if you look at the checking balance on the 13th or so, it's often only a few hundred bucks. I know it's a timing thing, but DH gets worked up each time he sees it...

  3. patientsaver Says:

    i was talking to a friend recently who is on her own and retired at age 69. she is always pinched for money, and she recently mentioned she has about $75K sitting in an annuity.

    she also said she has no intention to pass that money on to heirs.

    WHAT IS SHE WAITING FOR? all these years i've known her she's never had enough money. i told her to annuitize the thing NOW and enjoy herself for god's sakes. The thing is, i don't think she really understood how annuities work and she didn't even know where the $$ is invested!!! Just leaves me shaking my head.

  4. Jerry Says:

    It is good that your DH has you to keep a lid on things and lead the family funds in the right direction! Every family needs some insurance of making progress, and the person who doesn't understand money isn't going to make that happen. You're doing great, keep it up!

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