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Here we go!

September 9th, 2009 at 01:14 am

Well, I'm finally biting the bullet and doing what I really should have been doing all along and working to get out of debt. Feeble attempts have been made, but any savings were quickly spent. I am aware that we currently have expenses higher than our income...which is part of the problem! I need to sort through this all and make it work.

I've been an active reader of the blogs for some time now, and now I will be an active participant and want everyone to hold me accountable!

There are things in our budget that we just can't touch...which doesn't help matters. If it were only me in the house, cable would be gone, internet would be either gone or be dial up, and we wouldn't eat out ever. But, to maintain a relationship with DH, I am willing to bend and cut back in other areas to make it work.

I don't know if DH has any idea of the amount of debt we're in...he knows there is debt, but I think not knowing the actual number is better for his sanity and stress level. He owns his own business which has had its ups and downs, and struggles enough with making ends meet, especially with the economy. Although I would like to sit down with him and work on a budget and fully disclose all numbers, I also know that would be detrimental to his well being. He also wants me to handle this, and has requested to stay out of it. So, until I can show something to him in a more positive light, I will keep my lips zipped.

A long-winded intro, but I will fully diclose (anonymously, of course) the amount of debt and income we have over the course of time.

You know...this feels liberating. Its like I'm in a confessional! LOL Money has always been that taboo thing that we can't talk about to anyone, but yet it feels so much more freeing already. I see positive things coming out of this blog!

7 Responses to “Here we go!”

  1. Jazzmint98 Says:

    Welcome! I'm glad you joined us!

  2. homebody Says:

    Welcome. We will hopefully help you along on your journey.

  3. Broken Arrow Says:

    Welcome. It sure can be liberating, eh? good luck!

  4. creditcardfree Says:

    Welcome! A blog has been great for me and I wish the same for you.

  5. Ima saver Says:

    Welcome, we are glad you have joined us and I think this forum will be a real big help to you!

  6. ceejay74 Says:

    Welcome! If you are honest with yourself and take responsibility, no one here will judge you. I should know--I came on with nearly half a million in combined household debt, and I've gotten nothing but support! Own up to your part in getting the debt--that was a huge step for me. Then forgive yourself, and get to work on it. Knowing that there are many people avidly reading about your progress, even if they don't comment on each post, is incredibly motivating.

  7. Personal Finance Student Says:

    Welcome! I know how you feel about balancing a budget for getting rid of debt, but keeping your husband happy and supportive by not cutting all of his "fun". I feel the same way! He has come around to some things over time, like no longer asking to get a second car until we're out of debt, but if it were just me I'd cut my budget a little more. Oh well. Good luck. It's a great community here.

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